Credit Reports - FICO Scores - Credit Reporting Agencies

Free Credit Reports

Federal laws now mandate that every consumer is entitled to a free credit report once every 12 months from each of the nationwide credit reporting bureaus: Experian, TransUnion and Equifax. Eligibility for the credit report is determined by state of residence on a rollout schedule set by federal law. To get your credit report go to:  https://www.annualcreditreport.com

A credit file disclosure provides you with all of the information in your credit file maintained by a consumer reporting company that could be provided by the consumer reporting company in a consumer report about you to a third party, such as a lender. A credit file disclosure also includes a record of everyone who has received a consumer report about you from the consumer reporting company within a certain period of time ("inquiries").

The free credit report will not supply you with your current credit scores (called a FICO score), but you can purchase those from a local mortgage lender. A complete credit report with FICO scores from all three credit reporting agencies can be ordered through Excel Mortgage for only $18.00. Please contact Glen Tonnesen at 702-524-7216 if you would like a complete credit report pulled.

 

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After 16 years we have moved from Century 21 to Prudential Real Estate in Las Vegas!!!



Diann and Glen Tonnesen

 702-985-7654
871 Coronado Center Dr
Henderson, NV 89052


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