Your interest rate can be locked before closing! This guarantees your payment amount so there are no nasty surprises at closing. ("I'm sorry, your payment is now $200 more per month because rates have gone up 3% since you started your loan application") Usually this can be done with no charge up to 30 days before the closing date.

If you are buying new construction which is not due to be completed for another 4 to 6 months there is usually an option available for a cost through your lender to lock your rate far in advance. This can be especially smart in inflationary times when the Federal Reserve keeps raising rates to slow the economy. Be sure to ask how much it would take to lock in your loan in advance. You can then decide if it is worth it to lock in a potentially lower rate.

Featured Homes

MGM City Center

Golf Course Home

Awesome in Anthem


Summerlin Beauty!

Silverado Condo

Lake Las Vegas

More featured
Las Vegas homes